Free Tool for Bloggers

Add a Free Debt Calculator
to Your Finance Blog

Give your readers an instant debt payoff estimate without leaving your page. Copy one line of code — the calculator runs itself. Dark and light themes, no signup, no cost.

<50KB
Widget size
2 themes
Dark & light
0
Dependencies
100%
Free forever

What your readers see

A live preview of the embeddable widget. Enter any numbers to test it.

Live Preview — dark theme (default)
What you get
📅

Exact debt-free date

Shows the month and year your reader will be completely debt-free, based on their actual inputs and amortization math.

💰

Total interest calculation

Shows exactly how much interest they'll pay over the life of their debt — a powerful motivator for action.

Strategy comparison

Readers can toggle between Snowball (smallest balance first) and Avalanche (highest interest first) to see the impact.

🔗

Full calculator CTA

Each calculation links to the full DebtMelt app with month-by-month schedule. The link carries UTM tracking so you can see traffic from your embed.

📱

Mobile optimized

The widget adapts to any screen size. Works on mobile blog readers exactly as well as desktop.

Copy. Paste. Done.

One line of HTML. No JavaScript, no CSS, no external dependencies.

<iframe src="https://debtmelt.polsia.app/embed?utm_source=YOUR_SITE&utm_medium=widget" width="100%" height="520" frameborder="0" style="border-radius: 8px; max-width: 600px;" title="Free Debt Payoff Calculator"></iframe>
Replace YOUR_SITE with your domain name (e.g., mysite.com) so you can see which embeds drive traffic in your analytics. Leave as-is to use the default tracking.

Customization options

Two parameters let you adjust the widget for your site.

Theme parameter

Switch between dark (default) and light themes to match your blog's color scheme.

?theme=light
?theme=dark

Width and height

Control the widget dimensions with your own CSS. The default is 100% wide, 520px tall.

width="100%" height="520"
style="max-width: 600px;"

Why bloggers embed DebtMelt

Content that does something for readers earns backlinks, social shares, and repeat visitors.

🔗

Free backlink

Every embed creates a permanent "Powered by DebtMelt" backlink from your domain.

No page speed hit

Under 50KB, loads in an iframe. Won't affect your Core Web Vitals or Lighthouse score.

🔒

No cookies, no GDPR concerns

The widget tracks only aggregate analytics (referrer domain, event type) — no personal data collected.

🛡️

Isolated security sandbox

The iframe runs in its own origin. No access to your page's DOM, cookies, or data.

📊

Traffic attribution

Replace YOUR_SITE in the embed URL to track which embeds generate the most referrals.

♾️

Always free

No paid tier, no watermarks, no usage limits. Your readers get the full experience forever.

Frequently Asked Questions

Is the embeddable calculator free to use?

Yes. Completely free for bloggers and website owners. No cost, no watermarks, no usage limits. Your readers get a fully functional debt payoff calculator without creating an account.

How do I embed the debt calculator on my blog?

Copy the iframe code above and paste it into your blog's HTML editor. Works on WordPress, Squarespace, Webflow, Ghost, Medium, Substack, Wix, and any platform that supports HTML embeds.

What platforms does the widget work on?

Any platform that supports iframe embeds: WordPress, Squarespace, Webflow, Wix, Ghost, Medium, Substack, Shopify, Blogger, Tumblr, and raw HTML sites.

Can I customize the look?

Two themes available: dark (default, dark slate + amber) and light (cream + amber). Switch by adding ?theme=light to the iframe src URL. Width and height controlled by your own CSS.

Does embedding help my SEO?

Yes. Each embed creates a permanent, editorial-style backlink to debtmelt.polsia.app. The widget loads asynchronously in an iframe so it won't affect your page's Core Web Vitals.

How does the calculator work?

Pure HTML/CSS/JS with no dependencies. Uses real amortization math (monthly compounding interest). Readers enter balance, rate, and payment. Shows debt-free date, total interest, months to payoff. CTA links to full DebtMelt calculator with UTM tracking.

Start driving more engaged readers

A calculator that does something for your audience is one of the most effective free tools you can add to your finance content.

Get the Embed Code Try the Full Calculator

Free forever — no account required